Can I Use Any Kind Of Insurance To Go To Treatment in New Jersey?
Trying to navigate all the ins and outs of going to addiction treatment in New Jersey can seem like a really overwhelming thing, but really, it is just a few simple steps to get you on your way – even when health insurance is involved. A question that many people are wondering is “can I use any kind of insurance to go to treatment in New Jersey?” The answer may surprise you! In most cases – yes! The bottom line however is that it all depends on your health insurance provider. There are some things that you will have to flesh out before you can pack up and head to New Jersey for drug or alcohol addiction treatment.
First, go ahead and contact your medical insurance company. You will first want to find out if you have any coverage at all for substance abuse treatment and behavioral health services. Most plans do – but it is important to find out exactly what your benefits are. Then, once that is all squared away, you can ask which treatment centers are considered “in network” and find out if any of those are in New Jersey.
Alternately, if that seems like too much work or even if you just have one ultimate drug or alcohol treatment center in New Jersey in mind, go ahead and contact that facility directly and provide them with your insurance information. They can help you in verifying your coverage levels and whether or not that facility will accept your insurance at all. It is just a matter of asking those questions to find out what your limitations are if you are seeking addiction treatment in New Jersey.
All health insurance plans vary and to be honest, you can’t expect all treatment centers in New Jersey to accept all the plans out there – it just isn’t possible. Even if you are “out of network” however, you can likely still get a portion of your treatment covered and pay some out of pocket as well. It all depends on your budget and what you are willing to pay out of your own money. If you insist on going to treatment in New Jersey, there may be some compromises that you have to make or pay a bit more but it will all be worth it in the end when the end result is sobriety and you get your life back.
If you or someone you know needs help with addiction or finding an alcohol detox, we can help: Call Today (877) 548-0193